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Mortgage Qualification

Harder to Pre-Qualify for a Huntsville Mortgage?

Thumbnail image for Harder to Pre-Qualify for a Huntsville Mortgage? by JeffBolonger

Is it Harder to Pre-Qualify vs 2 Years Ago?
Some would say much harder. I would agree and disagree.   …Here is why. Let’s put aside the appraisal issues, the mortgage insurance issues, credit scores, and several other factors, because those would be some of the main reasons why it is harder to approve someone. I just wanted [...]

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FHA and Conventional Mortgages – The Basics

Thumbnail image for FHA and Conventional Mortgages – The Basics by JeffBolonger

Welcome class….. After reading many blogs and advertising on the internet that talk about “best rates”, “no closing costs”, “little closing costs”, “7 day closings”, “hard to close loans”, etc, etc…, I decided to give a brief and basic list of what you should be asking. These are also things that I hear from [...]

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